Mortgage Finance Brokers
We Understand Mortgages
From simple to complex mortgages, we’ve seen a lot. Whether you are starting out, refinancing, self-employed, or have a more complicated scenario, we will endeavour to meet your needs. Many of our team of mortgage brokers and assistants have a background in accounting, banking, legal and financial planning. Tell us your story - we’re good listeners.
Mortgage Strategies Guide
Our Mortgages Strategies Guide addresses many of the decisions you need to make to optimise your finances and may help you clarify your questions. It may help to deepen your financial knowledge and assist decision making.
We approach mortgage finance as a mutual responsibility between us as the adviser and you as the client. We strive to ensure clarity about your goals and objectives to determine what lending structure is suitable for your circumstances.
Therefore, it is important that we create awareness of the components and considerations for securing a mortgage. To support this aim, we provide this guide and encourage you to complete the Preferences Form provided within as appropriate to your needs.
Our Mortgage Process
We Connect
- Provide our MCP Credit Guide and MCP Mortgage Strategies
- Initiate our Discovery Request via a secure online portal
- We discuss and identify your goals and objectives
We Transact
- Your Credit Representative gathers and verifies initial documents, credit and financial data
- We conduct a Preliminary Assessment of your circumstances and identify potential options
- Our team prepares a Credit Proposal & Structure Recommendation for your consideration
- Upon your acceptance, we prepare the formal credit submission to your selected financier in conjunction with you
We Nourish
- Manage and communicate the approval process, including property valuations
- Monitor the loan progress and manage additional requests for information
- Confirm unconditional loan approval and coordinate mortgage documentation
- Assist in booking settlement of your loan, including legal matters where necessary
Settlement!
- We confirm that everything is operating as it should
- We stay connected to support you in future transactions and seek opportunities to nourish our ongoing relationship
How We Work
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Our mortgage finance advisory services are remunerated on a commission or fee basis as outlined in our Credit Guide. The Credit Guide is an important document that outlines the basis of how we provide our services to you.
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MCP holds an Australian Credit Licence – Licence Number 385476 and has a coordinated team of Credit Representatives that engage in specific credit activities under this licence.
For more information about the obligations under the law, please refer to the National Consumer Credit Protection Act 2009. -
We follow the regulations that outline the ASIC Best Interests Duty legislation
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We hold a variety of accreditations with a range of credit providers that service a range of customer scenarios.